Terms and Conditions

By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use the website.

1) Use of This Website

You may use this website for lawful purposes only. You agree not to misuse the website, attempt unauthorized access, interfere with site operations, or use the website in a manner that violates any applicable laws or regulations.

2) Referral / Marketplace Disclosure

This website is a referral and information platform. We are not an insurance company, do not underwrite insurance, and do not issue policies. We may connect users to third-party insurers, licensed agents, or service providers who may offer insurance-related information or services.

Any quotes, coverage details, eligibility decisions, pricing, and policy terms are provided by third parties and may vary by location and other factors. We do not guarantee that you will receive a quote, specific coverage, or a particular rate.

3) Accuracy of Information

We aim to keep information on this website general and up to date, but we do not warrant that content is complete, accurate, or current at all times. Insurance terms and availability can change, and information may differ by state or provider.

4) Intellectual Property

All website content, including text, layout, graphics, logos, and other materials, is owned by this website or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, republish, distribute, or create derivative works without prior written permission, except for personal, non-commercial use.

5) Third-Party Links and Services

This website may contain links to third-party websites or services. We do not control third-party sites and are not responsible for their content, policies, or practices. Your interactions with third parties are solely between you and that third party.

6) No Professional Advice

Information on this website is provided for general informational purposes only and should not be considered insurance, legal, or financial advice. You should review policy terms carefully and consult appropriate licensed professionals for advice specific to your situation.

7) Disclaimer of Warranties

This website is provided on an “as is” and “as available” basis. To the maximum extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8) Limitation of Liability

To the maximum extent permitted by law, we will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of (or inability to use) this website, including reliance on information provided or interactions with third-party providers.

9) Changes to These Terms

We may update these Terms and Conditions at any time by posting the revised version on this page. Your continued use of the website after changes are posted means you accept