US-only state guides

Auto Insurance by State

Compare state minimum requirements, no-fault rules, coverage tradeoffs, and quote strategy for US drivers. Each guide includes official state source links and a verification date.

State Car Insurance Guides

Start with the states below. Motorence is expanding this US-only library in batches so every page has useful state-specific information instead of thin duplicate copy.

CA

California Car Insurance

30/60/15 liability. Los Angeles, San Diego, San Jose and other markets can price differently.

Open California guide
TX

Texas Car Insurance

30/60/25 liability. Houston, Dallas, Austin and other markets can price differently.

Open Texas guide
FL

Florida Car Insurance

$10,000 PIP and $10,000 PDL. Miami, Orlando, Tampa and other markets can price differently.

Open Florida guide
NY

New York Car Insurance

25/50/10 liability plus $50,000 PIP. New York City, Buffalo, Rochester and other markets can price differently.

Open New York guide
IL

Illinois Car Insurance

25/50/20 liability. Chicago, Aurora, Naperville and other markets can price differently.

Open Illinois guide

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