Introduction
Motorence ("Motorence," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website, use our mobile application, or interact with our services (collectively, the "Services").
By using our Services, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this Privacy Policy, please do not use our Services.
Information We Collect
We may collect the following types of information:
- Personal Information: Name, email address, phone number, mailing address, date of birth, and other information you provide when requesting a quote or filling out forms.
- Vehicle Information: Make, model, year, VIN, license plate number, and driving history related to your insurance quote.
- Financial Information: Payment details, bank account information, and insurance policy numbers when you purchase a policy through us.
- Technical Information: IP address, browser type, operating system, device identifiers, and usage data collected automatically.
- Cookie Data: Information collected through cookies and similar tracking technologies. See our Cookie Policy for details.
How We Use Your Information
We use the information we collect to:
- Provide insurance quotes and policy comparison services
- Process your requests and communicate with you about quotes and policies
- Connect you with our partner insurance carriers and agents
- Improve our Services and user experience
- Comply with legal obligations and prevent fraud
- Send you marketing communications (where permitted by law)
Information Sharing and Disclosure
We may share your information with:
- Insurance Partners: We share your information with licensed insurance carriers and agents to provide you with quotes and policy options.
- Service Providers: Third-party vendors who assist us in operating our website, processing payments, and providing services.
- Legal Requirements: When required by law, regulation, or legal process.
- Business Transfers: In connection with a merger, sale, or transfer of assets.
Important: We do not sell your personal information to third parties for their marketing purposes. We do not share your personal information with third parties for their independent marketing without your explicit consent.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to track activity on our website and store certain information. You can control cookies through your browser settings. For more information, please see our Cookie Policy.
Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Your Rights
Depending on your state of residence, you may have the following rights:
- Access: Request access to the personal information we hold about you.
- Correction: Request correction of inaccurate personal information.
- Deletion: Request deletion of your personal information (subject to legal retention requirements).
- Opt-Out: Opt out of certain data sharing or marketing communications.
- California Residents: Additional rights under the California Consumer Privacy Act (CCPA). See below.
To exercise your rights, please contact us using the information at the end of this policy.
California Resident Privacy Notice
If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA):
- Right to Know: You may request disclosure of the categories of personal information we have collected about you and the purposes for which we use it.
- Right to Delete: You may request deletion of your personal information, with certain exceptions.
- Right to Correct: You may request correction of inaccurate personal information.
- Right to Opt-Out: You may opt out of the sale or "sharing" of your personal information.
- Non-Discrimination: We will not discriminate against you for exercising your privacy rights.
We do not sell personal information in exchange for monetary consideration. We may "share" certain personal information for targeted advertising purposes, which you may opt out of.
Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. When information is no longer needed, we securely delete or anonymize it.
Third-Party Links
Our website may contain links to third-party websites, services, or applications. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.
Children's Privacy
Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete that information.
Changes to This Policy
We may update this Privacy Policy from time to time. We will post any changes on this page and update the "Last Updated" date. Your continued use of our Services after any changes indicates your acceptance of the revised policy.
Contact Us
If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us at:
Motorence
Email: privacy@motorence.com
Phone: (877) 406-0402
Address: 123 Insurance Way, Suite 100, Austin, TX 78701